A Business Owner’s Policy (BOP) is a money-saving combo of three types of coverage recommended for business owners:
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Commercial General Liability

Covers injury and property damage connected to your operations or space, and lawsuits stemming from your communications.
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Property

Covers damages to your physical space and business property from fire, theft, vandalism and more.
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Business Interruption

Covers your loss of income if you lose work time because of property damage.

In addition, we provide:

  • Loss Prevention Programs – With our insurance company partners, we can evaluate your business’s current conditions and recommend ways to lower property, auto, workers compensation or liability losses. Lower losses will not only lower your business insurance costs, but also increase your productivity by avoiding downtime.
  • Quick Claim Response – When you do have a claim, you need fast and fair service, and as independent agents, we work to make that happen. That’s why we only represent companies with excellent records for settling claims fairly and promptly.
  • Competitive Rates – Many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing. To see if your business qualifies for one of these special programs, contact us for more information.

Business Insurance Products There are various types of commercial insurance products and coverages available. Keystar Insurance is here to help you understand which ones are best for your business. But even with so many products and coverages available, most of them fall under the following categories of business insurance.

  • Bonds
  • Commercial Auto Insurance
  • Commercial Property Insurance
  • Commercial Umbrella Insurance
  • General Liability Insurance
  • Workers’ Compensation

Specialized Business Insurance Products We understand that a key to our success has been the ability to recognize the special risks that our customers face. That’s why we can advise you on a variety of specialized business insurance products that are designed to address the unique risks of specific industries.

“For years, I ran my business without insurance. At one point, I looked into having insurance, but I could not find anyone that could accommodate my unique business model. Once I started hiring other people and received offers to partner with other companies, it became imperative that I have liability insurance. Keystar Insurance helped me find the right insurance company and navigate through all the paperwork.”

– Marci Palla, Owner, Regal Swim

Healthy coverage means peace of mind. Let us take a look at your current policy to make sure it's working for you and your business.

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